Rates
We've got the right account to help you reach your goals. Make your choice and open online in just a few minutes!
Rates effective as of January 24, 2012.
Deposit Accounts
| Product | Balance | Rate* | Annual Percentage Yield* |
|---|---|---|---|
| Kasasa Saver1 | Less than $20,000 | 0.50% | 0.50% |
| $20,000 or greater When you qualify | 0.25% | 0.25% | |
| Non-Qualified Base Rate | 0.10% | 0.10% | |
| Statement Saver | Less than $20,000 | 0.10% | 0.10% |
| $20,000 or greater | 0.50% | 0.50% | |
| Holiday Club | No balance requirement. | 0.10% | 0.10% |
| Consumer Money Market | Less than $1,500 | N/A | N/A |
| $1,500 to $24,999 | 0.20% | 0.20% | |
| $25,000 to $49,999 | 0.40% | 0.40% | |
| $50,000 to $74,999 | 0.60% | 0.60% | |
| $75,000 to $99,999 | 0.80% | 0.80% | |
| $100,000 or greater | 0.95% | 0.95% | |
| Personal Super NOW Checking | Less than $100,000 | 0.20% | 0.20% |
| $100,000 or greater | 0.30% | 0.30% |
1. Minimum to open Kasasa Saver account is $50 and $50 for Kasasa Cash Back. Annual Percentage Yield (APY) accurate as of 12/5/11. Kasasa Saver rate tiers are as follows: 0.50% APY applies to balances of $0 - $20,000 and 0.25% APY applies to balances over $20,000 if qualifications are met during the monthly qualification cycle on the Kasasa Cash Back account. 0.10% APY applies to all balances if qualifications are not met on the Kasasa Cash Back account. All balances will earn 0.25% APY – 0.10% APY if qualifications are met on the Kasasa Cash Back account. Qualifying transactions must post and clear the Kasasa Cash Back account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. Rates may change after the account is opened. Fees may reduce earnings.
Certificates of Deposit
| Term | Balance | Rate | Annual Percentage Yield |
|---|---|---|---|
| 90 days or less | $500 to $24,999 | 0.25% | 0.25% *0.25% |
| $25,000 to $99,000 | 0.25% | 0.25% | |
| $100,000+ | 0.25% | 0.25% | |
| 91 days to 181 days | $500 to $24,999 | 0.25% | 0.25% |
| $25,000 to $99,000 | 0.25% | 0.25% | |
| $100,000+ | 0.25% | 0.25% | |
| 182 days to 364 days | $500 to $24,999 | 0.40% | 0.40% |
| $25,000 to $99,000 | 0.40% | 0.40% | |
| $100,000+ | 0.40% | 0.40% | |
| 1 Yr Thru < 2 Yrs | $500 to $24,999 | 0.65% | 0.65% |
| $25,000 to $99,000 | 0.65% | 0.65% | |
| $100,000+ | 0.65% | 0.65% | |
| 2 Yrs Thru < 3 Yrs | $500 to $24,999 | 1.00% | 1.00% |
| $25,000 to $99,000 | 1.00% | 1.00% | |
| $100,000+ | 1.00% | 1.00% | |
| 3 Yrs Thru < 4 Yrs | $500 to $24,999 | 1.39% | 1.40% |
| $25,000 to $99,000 | 1.39% | 1.40% | |
| $100,000+ | 1.39% | 1.40% | |
| 4 Yrs Thru < 5 Yrs | $500 to $24,999 | 1.59% | 1.60% |
| $25,000 to $99,000 | 1.59% | 1.60% | |
| $100,000+ | 1.59% | 1.60% | |
| 5 Yrs Or More | $500 to $24,999 | 1.85% | 1.87% |
| $25,000 to $99,000 | 1.85% | 1.87% | |
| $100,000+ | 1.85% | 1.87% |
*These rates and the APYs are subject to change on a weekly basis.
** Applies to Individuals and Business Customers Only Rates and APYs on Certificate of Deposits (CDs) are fixed (not adjustable) during the term of the CD until the maturity date.
APYs (Annual Percentage Yield) assume: (1) that the interest rate will not change for one (1) year, (2) that the interest credited to your account will remain on deposit in the account for a one (1) year, (3) that the minimum daily balance requirement will be maintained for one (1) year. Interest on these accounts is accrued (earned) on the actual daily balance based on a 365-day calendar year (actual/365 day method). Interest begins to accrue from the day of deposit whether or not the deposit is cash or a non-cash item, i.e., check. Interest is compounded daily.
