A minimum $50.00 investment is required for individuals.

Must maintain a balance of $1,500.00 to earn interest for that day.

Interest is credited to accounts monthly.

Interest rates and the annual percentage yield (APY) may change.

Federal regulations limit monthly withdrawals to another account of the depositor at the same institution, or to a third party by means of preauthorized or automatic transfer and no more than three of the six transfers may be made by check, draft, debit card or similar order made by the depositor and payable to third parties.

There will be a charge for each item in excess of the limit. There will be an account maintenance fee if the balance falls below $1,500.00 during the statement period.