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Net loss per common share</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The following table presents the computation of net loss per common share.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; font-size: 10pt"> <div style="padding-left: 0px; text-indent: 0px; line-height: normal; padding-top: 10px"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 98.88%; border-collapse: collapse; text-align: left"> <tr> <td colspan="13"></td></tr> <tr> <td style="width: 60%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="6" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Three Months Ended</font></div></td> <td colspan="6" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Six Months Ended</font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="6" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">June&#160;30,</font></div></td> <td colspan="6" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">June 30,</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">In thousands, except per share data</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">2012</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">2011</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">2012</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">2011</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Net loss</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(1,224</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(1,117</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(1,868</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(2,672</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Accrued dividends on preferred stock</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">134</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">128</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">267</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">254</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Net loss applicable to basic common shares</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(1,358</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(1,245</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(2,135</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(2,926</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Dividends applicable to convertible preferred stock</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">147</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">147</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Net loss applicable to diluted common shares</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(1,358</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(1,245</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(1,988</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(2,779</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px; border-top: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: bold 10pt inherit">Number of average common shares</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px; border-top: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px; border-top: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px; border-top: #000000 3px double"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px; border-top: #000000 3px double"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Basic</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">138,654</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">131,326</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">134,990</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">131,313</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Diluted</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">138,654</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">131,326</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">134,990</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">131,313</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: bold 10pt inherit">Net loss per common share</font></div></td> <td colspan="3" style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Basic</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(9.80</font></div></td> <td style="vertical-align: bottom; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(9.48</font></div></td> <td style="vertical-align: bottom; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(15.82</font></div></td> <td style="vertical-align: bottom; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(22.28</font></div></td> <td style="vertical-align: bottom; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Diluted</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(9.80</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(9.48</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(15.82</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(22.28</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td></tr> </table></div></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Basic loss per common share is calculated by dividing net loss plus dividends accrued on preferred stock by the weighted average number of common shares outstanding. On a diluted basis, both net loss and common shares outstanding are adjusted to assume the conversion of the convertible preferred stock, if conversion is deemed dilutive. For both </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">2012</font><font style="font: 10pt inherit">&#32;and </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">2011</font><font style="font: 10pt inherit">, the assumption of the conversion would have been anti-dilutive.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">On April 10, 2009, the Corporation issued </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">9,439</font><font style="font: 10pt inherit">&#32;shares of fixed-rate cumulative perpetual preferred stock to the U.S. Department of Treasury in connection with the Corporation&#8217;s participation in the Treasury&#8217;s TARP Capital Purchase Program. These shares require cumulative dividends at a rate of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">5%</font><font style="font: 10pt inherit">&#32;per annum until the fifth anniversary of the date of issuance, after which the rate increases to </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">9%</font><font style="font: 10pt inherit">&#32;per annum. Dividends are paid quarterly in arrears and unpaid dividends are accrued over the period the preferred shares are outstanding.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">During </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">2011</font><font style="font: 10pt inherit">&#32;and the first </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">six</font><font style="font: 10pt inherit">&#32;months of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">2012</font><font style="font: 10pt inherit">, City National Bancshares Corporation deferred the payment of its regular quarterly cash dividend on its Series G fixed-rate cumulative perpetual preferred stock issued to the U.S. Treasury. In addition, the Corporation deferred its regularly scheduled quarterly interest payments on its junior subordinated debentures issued by the City National Bank of New Jersey Capital Statutory Trust II (the &#8220;Trust&#8221;) for the same periods.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The Series G preferred stock and the junior subordinated debentures issued in favor of the Trust provide for cumulative dividends and interest, respectively. Accordingly, the Corporation may not pay dividends on any of its common or preferred stock until the dividends on Series G preferred stock and the interest on such debentures are paid up currently. There were no dividend payments made on preferred stock in </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">2011</font><font style="font: 10pt inherit">&#32;or </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">2012</font><font style="font: 10pt inherit">, although such dividends have been accrued because they are cumulative.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The Corporation did not pay a dividend on common stock in </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">2012</font><font style="font: 10pt inherit">&#32;and is currently unable to determine when dividend payments may be resumed, and does not expect to pay common stock dividends for the foreseeable future. Whether cash dividends will be paid in the future depends upon various factors, including the earnings and financial condition of the Bank and the Corporation at this time. Additionally, federal and state laws and regulations contain restrictions on the ability of the Bank and the Corporation to pay dividends. Finally, the Consent Order stipulates that the Bank not pay dividends until it is in compliance with the provisions of the capital plan.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Subject to applicable law, the Board of Directors of the Bank and of the Corporation may provide for the payment of dividends when it is determined that dividend payments are appropriate, taking into account factors including net income, capital requirements, financial condition, alternative investment options, tax implications, prevailing economic conditions, industry practices and other factors deemed to be relevant at the time. Because the Bank is a national banking association, it is subject to regulatory limitation on the amount of dividends it may pay to the Corporation. Prior approval of the OCC is required if the total dividends declared by the Bank in any calendar year exceeds net profit, as defined, for that year combined with the retained net profits from the preceding </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">two</font><font style="font: 10pt inherit">&#32;calendar years, although currently such approval is required to pay any dividend. Based upon this limitation, </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">no</font><font style="font: 10pt inherit">&#32;funds were available for the payment of dividends to the Corporation at </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">June&#160;30, 2012</font><font style="font: 10pt inherit">.</font></div> <p style="margin: 0pt">&#160;</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 98.88%; border-collapse: collapse; text-align: left"> <tr> <td colspan="13"></td></tr> <tr> <td style="width: 60%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="6" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Three Months Ended</font></div></td> <td colspan="6" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Six Months Ended</font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="6" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">June&#160;30,</font></div></td> <td colspan="6" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">June 30,</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">In thousands, except per share data</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">2012</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">2011</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">2012</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">2011</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Net loss</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(1,224</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(1,117</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(1,868</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(2,672</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Accrued dividends on preferred stock</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">134</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">128</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">267</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">254</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Net loss applicable to basic common shares</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(1,358</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(1,245</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(2,135</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(2,926</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Dividends applicable to convertible preferred stock</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">147</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">147</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Net loss applicable to diluted common shares</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(1,358</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(1,245</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(1,988</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(2,779</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px; border-top: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: bold 10pt inherit">Number of average common shares</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px; border-top: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px; border-top: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px; border-top: #000000 3px double"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px; border-top: #000000 3px double"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Basic</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">138,654</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">131,326</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">134,990</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">131,313</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Diluted</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">138,654</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">131,326</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">134,990</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">131,313</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: bold 10pt inherit">Net loss per common share</font></div></td> <td colspan="3" style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Basic</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(9.80</font></div></td> <td style="vertical-align: bottom; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(9.48</font></div></td> <td style="vertical-align: bottom; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(15.82</font></div></td> <td style="vertical-align: bottom; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(22.28</font></div></td> <td style="vertical-align: bottom; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Diluted</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(9.80</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(9.48</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(15.82</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">(22.28</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">)</font></div></td></tr> </table> <p style="margin: 0pt"></p> 0.05 0.09 9439 8 8 108 108 3280 3280 49 49 7000 7000 9439 9439 100326000 94635000 100550000 95058000 100550000 95058000 227000 231000 146000 233000 257000 174000 1570000 2059000 34000 31000 2319000 2643000 24529000 9733000 9005000 12805000 3318000 3326000 52696000 58373000 7402000 8366000 24694000 9964000 9151000 13027000 3575000 3500000 54201000 60432000 5488000 6207000 -62000 -11000 -65000 -1948000 -2190000 -20000 -19000 -2095000 -2220000 612000 800000 783000 115000 115000 1733000 1862000 780000 764000 115000 115000 1733000 1862000 56000 38000 285000 1000000 56000 38000 296000 961000 146000 37000 1673000 327000 147000 37000 1807000 346000 24327000 9658000 1645000 52084000 6402000 24491000 9889000 1768000 53559000 4527000 Quarterly Quarterly 2648000 97678000 2628000 97922000 4974000 1527000 6258000 831000 11232000 2358000 -56000 -65000 -104000 -121000 -104000 1703000 800000 783000 1824000 4950000 4809000 7453000 7416000 6000 20000 19000 11000 1948000 2086000 1974000 2116000 6677000 800000 783000 3351000 6258000 4950000 5640000 18685000 9774000 -62000 -20000 -19000 -11000 -65000 -1948000 -2190000 -2095000 -2220000 142842 194943000 208767000 170383000 181531000 23951000 26516000 55827000 57458000 10036000 10448000 7739000 8037000 10772000 12606000 62860000 69646000 23149000 23336000 609000 720000 20340000 23560000 1124000 1084000 2436000 1656000 51000 216000 29259000 30133000 5865000 7105000 20175000 20220000 528000 2104000 3115000 7932000 7333000 6692000 6990000 1047000 1047000 8655000 10594000 66000 1844000 1673000 273000 273000 41724000 41903000 3534000 6907000 17167000 19878000 435000 958000 20383000 20359000 158000 2608000 2977000 55827000 57458000 10036000 10448000 7739000 8037000 10772000 12606000 62860000 69646000 23149000 23336000 592000 718000 2000 1000 15000 1000 123057000 130382000 10683000 15163000 58869000 60728000 2334000 2494000 62860000 69646000 129915000 142708000 15620000 21564000 38640000 34159000 2104000 3854000 975000 6574000 10488000 47283000 52552000 18129000 19391000 590000 700000 65028000 66059000 8331000 4952000 17187000 23299000 7932000 6594000 6764000 8037000 4198000 2118000 15577000 17094000 5020000 3945000 19000 20000 38514000 36414000 3761000 2248000 7686000 6478000 6769000 6157000 6764000 7929000 1541000 1404000 9494000 9639000 2484000 2557000 15000 2000 9060000 13924000 3283000 784000 4798000 8694000 63000 608000 915000 3837000 1000 1000 13418000 13345000 846000 1743000 4514000 8127000 1163000 437000 2594000 106000 3693000 1632000 605000 1299000 3000 1000 4036000 2376000 441000 177000 189000 108000 1475000 1986000 1931000 89000 16000 75000 52000 194868000 208715000 27507000 5960000 32600000 1629000 1940000 9999000 10870000 1426000 1305000 1820000 2082000 329000 998000 346000 411000 285000 3090000 1941000 705000 840000 33000 51000 3090000 1941000 2185000 3022000 184869000 197845000 2733000 2686000 1505000 1561000 6010000 5920000 2178000 1524000 4190000 13348000 331171000 358442000 36562000 37379000 103200000 114675000 149992000 147217000 289754000 299271000 4459000 20200000 5000000 5000000 14200000 14200000 313413000 338671000 200000 200000 27000 27000 820000 820000 2450000 2450000 6790000 6790000 10771000 10504000 1419000 1345000 88000 601000 224000 423000 17758000 19771000 331171000 358442000 -5031000 -3163000 -226000 4881000 5945000 2365000 2984000 4000 19000 8000 136000 118000 76000 59000 1430000 1928000 677000 945000 123000 61000 6451000 8133000 3118000 4057000 1692000 2195000 834000 1074000 422000 401000 206000 201000 2114000 2596000 1040000 1275000 4337000 5537000 2078000 2782000 1250000 2014000 1125000 814000 3087000 3523000 953000 1968000 502000 571000 249000 289000 136000 151000 68000 75000 218000 130000 14000 32000 126000 127000 63000 64000 196000 227000 99000 109000 556000 556000 2353000 1255000 1581000 618000 3186000 2918000 1619000 1483000 616000 626000 258000 258000 253000 245000 122000 112000 261000 188000 133000 94000 512000 379000 334000 185000 239000 122000 120000 63000 754000 1039000 380000 554000 261000 690000 10000 395000 149000 -2000 -1000 -2000 186000 74000 93000 47000 898000 807000 481000 214000 7278000 7419000 3750000 3684000 -1838000 -2641000 -1216000 -1098000 30000 31000 8000 19000 -1868000 -2672000 -1224000 -1117000 -15.82 -22.28 -9.80 -9.48 -15.82 -22.28 -9.80 -9.48 134990 131313 138654 131326 134990 131313 138654 131326 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 200 200 7000 7000 9439 9439 100000 100000 8 8 108 108 3280 3280 49 49 7000 7000 9439 9439 10 10 400000 400000 141911 134530 141911 134530 0 3204 2000 525000 500000 92000 49000 32000 49000 130000 130000 68000 108000 -18000 -30000 -18000 -113000 -169000 -113000 -169000 267000 254000 134000 128000 -2135000 -2926000 -1358000 -1245000 147000 147000 -1988000 -2779000 -1358000 -1245000 991000 1156000 541000 1415000 -2067000 -1516000 -1791000 298000 -1190000 -1108000 -199000 1156000 -567000 1415000 184000 213000 -486000 -54000 -90000 -94000 -48000 -9000 -6314000 -4311000 -15741000 -1342000 -10913000 -17862000 311000 1155000 27613000 3334000 249000 45000 2000 2000 27507000 38560000 20778000 31342000 1945000 2495000 46000 66000 813000 140000 14739000 10223000 298000 -556000 -525000 113000 169000 18000 30000 56000 228000 3369000 5354000 25861000 -9517000 -18219000 -246000 -9761000 -18217000 -11053000 10564000 -6646000 2920000 <div style="line-height: 120%; text-align: justify; font-size: 10pt"><font style="font: 10pt inherit">1. Principles of consolidation</font></div> <div style="line-height: 120%; text-align: justify; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: justify; font-size: 10pt"><font style="font: 10pt inherit">The accompanying consolidated financial statements include the accounts of City National Bancshares Corporation (the &#8220;Corporation&#8221; or &#8220;CNBC&#8221;) and its subsidiaries, City National Bank of New Jersey (the &#8220;Bank&#8221; or &#8220;CNB&#8221;) and City National Bank of New Jersey Capital Statutory Trust II (the "Trust"). All intercompany accounts and transactions have been eliminated in consolidation.</font></div> <div style="line-height: 120%; text-align: justify; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: justify; font-size: 10pt"><font style="font: 10pt inherit">The words &#8220;we,&#8221; &#8220;our&#8221; and &#8220;us&#8221; refer to City National Bancshares Corporation and its wholly-owned subsidiaries, unless we indicate otherwise.</font></div> <div style="line-height: 120%; text-align: justify; font-size: 10pt"><font style="font: 10pt inherit">2. Basis of presentation</font></div> <div style="line-height: 120%; text-align: justify; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: justify; font-size: 10pt"><font style="font: 10pt inherit">The accompanying unaudited consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles (&#8220;GAAP&#8221;) for interim financial information and assuming the Corporation and Bank will continue as going concerns. See Note 3 for discussion with respect to going concern. Accordingly, they do not include all the information required by U.S. generally accepted accounting principles for complete financial statements. These consolidated financial statements should be reviewed in conjunction with the financial statements and notes thereto included in the Corporation's </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">December&#160;31, 2011</font><font style="font: 10pt inherit">&#32;Annual Report to Stockholders.</font></div> <div style="line-height: 120%; text-align: justify; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: justify; font-size: 10pt"><font style="font: 10pt inherit">In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation of the financial statements have been included. Operating results for the </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">three and six</font><font style="font: 10pt inherit">&#32;months ended </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">June&#160;30, 2012</font><font style="font: 10pt inherit">&#32;are not necessarily indicative of the results that may be expected for the year ended </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">December&#160;31, 2012</font><font style="font: 10pt inherit">. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent liabilities as of the date of the balance sheet and revenues and expenses for related periods. Actual results could differ significantly from those estimates.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">3. Going concern/regulatory compliance</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The consolidated financial statements of the Corporation as of and for the </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">three and six</font><font style="font: 10pt inherit">&#32;months ended </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">June&#160;30, 2012</font><font style="font: 10pt inherit">&#32;have been prepared on a going concern basis, which contemplates the realization of assets and the discharge of liabilities in the normal course of business for the foreseeable future.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The Bank was subject to a Formal Agreement with the Office of the Comptroller of the Currency (the &#8220;OCC&#8221;) which was entered into on June 29, 2009 (the &#8220;Formal Agreement&#8221;). The Formal Agreement required, among other things, the enhancement and implementation of certain programs to reduce the Bank's credit risk, along with the development of a capital and profit plan, the development of a contingency funding plan and the correction of deficiencies in the Bank's loan administration. The Bank failed to comply with certain provisions of the Formal Agreement and failed to comply with the higher leverage ratio of 8% required to be maintained.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Due to the Bank's condition, the OCC has required that the Board of Directors of the Bank (the &#8220;Bank Board&#8221;) sign a formal enforcement action with the OCC, which mandates specific actions by the Bank to address certain findings from OCC's examination and to address the Bank's current financial condition. The Bank entered into a Consent Order (&#8220;Order&#8221; or &#8220;Consent Order&#8221;) with the OCC on December 22, 2010, which contains a list of requirements. The Order supersedes and replaces the Formal Agreement. The Order also contains restrictions on future extensions of credit and requires the development of various programs and procedures to improve the Bank's asset quality as well as routine reporting on the Bank's progress toward compliance with the Order to the Bank Board and the OCC. As a result of the Order, the Bank may not be deemed &#8220;well capitalized.&#8221; The description of the Consent Order is only a summary.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Specifically, the Order imposes the following requirements on the Bank:</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman"> <tr> <td style="width: 24px"></td> <td></td></tr> <tr> <td style="vertical-align: top"> <div style="line-height: 120%; font-size: 10pt; padding-left: 0px"><font style="font: 10pt inherit">&#8226;</font></div></td> <td style="vertical-align: top"> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">within five (5) days of the Order, the Bank Board must appoint a Compliance Committee to be comprised of at least three directors, none of whom may be an employee, former employee or controlling shareholder of the Bank or any of its affiliates, to monitor and coordinate the Bank's adherence to the Order.</font></div></td></tr> </table> <div style="line-height: 120%; text-align: left; padding-left: 24px; text-indent: -24px; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman"> <tr> <td style="width: 24px"></td> <td></td></tr> <tr> <td style="vertical-align: top"> <div style="line-height: 120%; font-size: 10pt; padding-left: 0px"><font style="font: 10pt inherit">&#8226;</font></div></td> <td style="vertical-align: top"> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">within ninety (90) days of the Order, the Bank Board must develop and submit to the OCC for review a written strategic plan covering at least a three-year period, establishing objectives for the overall risk profile, earnings performance, growth, balance sheet mix, off-balance sheet activities, liability structure, capital adequacy, reduction in volume of nonperforming assets, product line development and market segments that the Bank intends to promote or develop, together with strategies to achieve those objectives.</font></div></td></tr></table> <div style="line-height: 120%; text-align: left; padding-left: 24px; text-indent: -24px; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman"> <tr> <td style="width: 24px"></td> <td></td></tr> <tr> <td style="vertical-align: top"> <div style="line-height: 120%; font-size: 10pt; padding-left: 0px"><font style="font: 10pt inherit">&#8226;</font></div></td> <td style="vertical-align: top"> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">by March 31, 2011, and thereafter, the Bank must maintain total capital at least equal to </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">13%</font><font style="font: 10pt inherit">&#32;of risk-weighted assets and tier 1 leverage capital at least equal to </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">9%</font><font style="font: 10pt inherit">&#32;of adjusted total assets; this requirement means that the Bank may not be considered &#8220;well capitalized&#8221; as otherwise defined in applicable regulations.</font></div></td></tr> </table> <div style="line-height: 120%; text-align: left; padding-left: 24px; text-indent: -24px; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman"> <tr> <td style="width: 24px"></td> <td></td></tr> <tr> <td style="vertical-align: top"> <div style="line-height: 120%; font-size: 10pt; padding-left: 0px"><font style="font: 10pt inherit">&#8226;</font></div></td> <td style="vertical-align: top"> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">within ninety (90) days of the Order, the Bank Board must submit to the OCC a written capital plan for the Bank covering at least a three-year period, including specific plans for the achievement and maintenance of adequate capital, projections for growth and capital requirements, based upon a detailed analysis of the Bank's assets, liabilities, earnings, fixed assets and off-balance sheet activities; identification of the primary sources from which the Bank will maintain an appropriate capital structure to meet the Bank's future needs, as set forth in the strategic plan; specific plans detailing how the Bank will comply with restrictions or requirements set forth in the Order and with the restrictions against brokered deposits in 12 C.F.R. &#167; 337.6; contingency plans that identify alternative methods to strengthen capital, should the primary source(s) not be available; and a prohibition on the payment of director fees unless the Bank is in compliance with the minimum capital ratios previously identified in the prior paragraph or express written authorization is provided by the OCC.</font></div></td></tr> </table> <div style="line-height: 120%; text-align: left; padding-left: 24px; text-indent: -24px; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman"> <tr> <td style="width: 24px"></td> <td></td></tr> <tr> <td style="vertical-align: top"> <div style="line-height: 120%; font-size: 10pt; padding-left: 0px"><font style="font: 10pt inherit">&#8226;</font></div></td> <td style="vertical-align: top"> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">the Bank is restricted on the payment of dividends.</font></div></td></tr> </table> <div style="line-height: 120%; text-align: left; padding-left: 24px; text-indent: -24px; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman"> <tr> <td style="width: 24px"></td> <td></td></tr> <tr> <td style="vertical-align: top"> <div style="line-height: 120%; font-size: 10pt; padding-left: 0px"><font style="font: 10pt inherit">&#8226;</font></div></td> <td style="vertical-align: top"> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">to ensure the Bank has competent management in place at all times, including: within ninety (90) days of the Order, the Bank Board shall provide to the OCC qualified and capable candidates for the positions of President, Senior Credit Officer, Consumer Compliance Officer and Bank Secrecy Officer; within ninety (90) days of the date of the Order, the Bank Board (with the exception of Bank executive officers) shall prepare a written assessment of the Bank's executive officers to perform present and anticipated duties; prior to appointment of any individual to an executive position provide notice to the OCC, who shall have the power to veto such appointment; and the Bank Board shall at least annually perform a written performance appraisal for each Bank executive officer.</font></div></td></tr> </table> <div style="line-height: 120%; text-align: left; padding-left: 24px; text-indent: -24px; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman"> <tr> <td style="width: 24px"></td> <td></td></tr> <tr> <td style="vertical-align: top"> <div style="line-height: 120%; font-size: 10pt; padding-left: 0px"><font style="font: 10pt inherit">&#8226;</font></div></td> <td style="vertical-align: top"> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">within sixty (60) days of the Order, the Bank Board shall develop and the Bank shall implement, and thereafter ensure compliance with, a written credit policy to ensure the Bank's compliance with written programs to improve the Bank's loan portfolio management.</font></div></td></tr> </table> <div style="line-height: 120%; text-align: left; padding-left: 24px; text-indent: -24px; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman"> <tr> <td style="width: 24px"></td> <td></td></tr> <tr> <td style="vertical-align: top"> <div style="line-height: 120%; font-size: 10pt; padding-left: 0px"><font style="font: 10pt inherit">&#8226;</font></div></td> <td style="vertical-align: top"> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">within ninety (90) days of the Order, the Bank Board shall develop, implement and thereafter ensure Bank adherence to a written program to improve the Bank's loan portfolio management, including: requiring that extensions of credit are granted, by renewal or otherwise, to any borrower only after obtaining, performing and documenting a global analysis of current and satisfactory credit information; requiring that existing extensions of credit structured as single pay notes are revised upon maturity to conform to the Bank's revised loan policy; ensuring satisfactory and perfected collateral documentation; tracking and analyzing credit, collateral, and policy exceptions; providing for accurate risk ratings consistent with the classification standards contained in the Comptroller's Handbook on &#8220;Rating Credit Risk&#8221;; providing for identification, measurement, monitoring and control of concentrations of credit; ensuring compliance with Call Report instructions, the Bank's lending policies and laws, rules and regulations pertaining to the Bank's lending function; ensuring the accuracy of internal management information systems; and providing adequate training of Bank personnel performing credit analyses in cash flow analysis, particularly analysis using information from tax returns, and implement processes to ensure that additional training is provided as needed.</font></div></td></tr> </table> <div style="line-height: 120%; text-align: left; padding-left: 24px; text-indent: -24px; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman"> <tr> <td style="width: 24px"></td> <td></td></tr> <tr> <td style="vertical-align: top"> <div style="line-height: 120%; font-size: 10pt; padding-left: 0px"><font style="font: 10pt inherit">&#8226;</font></div></td> <td style="vertical-align: top"> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">within sixty (60) days of the Order, the Bank Board must establish a written performance appraisal and salary administration process for loan officers that adequately consider performance relative to job descriptions, policy compliance, documentation standards, accuracy in credit grading and other loan administration matters.</font></div></td></tr> </table> <div style="line-height: 120%; text-align: left; padding-left: 24px; text-indent: -24px; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman"> <tr> <td style="width: 24px"></td> <td></td></tr> <tr> <td style="vertical-align: top"> <div style="line-height: 120%; font-size: 10pt; padding-left: 0px"><font style="font: 10pt inherit">&#8226;</font></div></td> <td style="vertical-align: top"> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">the Bank must implement and maintain an effective, independent and ongoing loan review program to review, at least quarterly, the Bank's loan and lease portfolios, to assure the timely identification and categorization of problem credits.</font></div></td></tr> </table> <div style="line-height: 120%; text-align: left; padding-left: 24px; text-indent: -24px; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman"> <tr> <td style="width: 24px"></td> <td></td></tr> <tr> <td style="vertical-align: top"> <div style="line-height: 120%; font-size: 10pt; padding-left: 0px"><font style="font: 10pt inherit">&#8226;</font></div></td> <td style="vertical-align: top"> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">the Bank is also required to implement and adhere to a written program for the maintenance of an adequate Allowance for Loan and Lease Losses, providing for review of the allowance by the Bank Board at least quarterly.</font></div></td></tr> </table> <div style="line-height: 120%; text-align: left; padding-left: 24px; text-indent: -24px; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman"> <tr> <td style="width: 24px"></td> <td></td></tr> <tr> <td style="vertical-align: top"> <div style="line-height: 120%; font-size: 10pt; padding-left: 0px"><font style="font: 10pt inherit">&#8226;</font></div></td> <td style="vertical-align: top"> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">within sixty (60) days of the Order, the Bank Board shall adopt and the Bank (subject to Bank Board review and ongoing monitoring) shall implement and thereafter ensure adherence to a written program designed to protect the Bank's interest in those assets criticized in the most recent Report of Examination (&#8220;ROE&#8221;) by the OCC, in any subsequent ROE, by any internal or external loan review or in any list provided to management by the national bank examiners during any examination as &#8220;doubtful,&#8221; &#8220;substandard" or &#8220;special mention.&#8221;</font></div></td></tr> </table> <div style="line-height: 120%; text-align: left; padding-left: 24px; text-indent: -24px; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman"> <tr> <td style="width: 24px"></td> <td></td></tr> <tr> <td style="vertical-align: top"> <div style="line-height: 120%; font-size: 10pt; padding-left: 0px"><font style="font: 10pt inherit">&#8226;</font></div></td> <td style="vertical-align: top"> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">within one hundred twenty (120) days of the Order, the Bank Board must revise and maintain a comprehensive liquidity risk management program, which assesses, on an ongoing basis, the Bank's current and projected funding needs, and ensures that sufficient funds or access to funds exist to meet those needs, and which includes effective methods to achieve and maintain sufficient liquidity and to measure and monitor liquidity risk.</font></div></td></tr> </table> <div style="line-height: 120%; text-align: left; padding-left: 24px; text-indent: -24px; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman"> <tr> <td style="width: 24px"></td> <td></td></tr> <tr> <td style="vertical-align: top"> <div style="line-height: 120%; font-size: 10pt; padding-left: 0px"><font style="font: 10pt inherit">&#8226;</font></div></td> <td style="vertical-align: top"> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">within ninety (90) days of the Order, the Bank Board shall identify and propose for appointment a minimum of two (2) new independent directors who have a background in banking, credit, accounting or financial reporting, and such appointment will be subject to veto power of the OCC.</font></div></td></tr> </table> <div style="line-height: 120%; text-align: left; padding-left: 24px; text-indent: -24px; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman"> <tr> <td style="width: 24px"></td> <td></td></tr> <tr> <td style="vertical-align: top"> <div style="line-height: 120%; font-size: 10pt; padding-left: 0px"><font style="font: 10pt inherit">&#8226;</font></div></td> <td style="vertical-align: top"> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">within ninety (90) days of the Order, the Bank Board shall adopt, implement and thereafter ensure adherence to a written consumer compliance program designed to ensure that the Bank is operating in compliance with all applicable consumer protection laws, rules and regulations.</font></div></td></tr> </table> <div style="line-height: 120%; text-align: left; padding-left: 24px; text-indent: -24px; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman"> <tr> <td style="width: 24px"></td> <td></td></tr> <tr> <td style="vertical-align: top"> <div style="line-height: 120%; font-size: 10pt; padding-left: 0px"><font style="font: 10pt inherit">&#8226;</font></div></td> <td style="vertical-align: top"> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">within ninety (90) days of the Order, the Bank Board shall develop, implement and thereafter ensure Bank adherence to written program of policies and procedures to provide for compliance with the Bank Secrecy Act, as amended (31 U.S.C. &#167;&#167; 5311 et seq.), the regulations promulgated there under and regulations of the Office of Foreign Assets Control (&#8220;OFAC&#8221;), 31 C.F.R. Chapter V, as amended (collectively referred to as the &#8220;Bank Secrecy Act&#8221; or &#8220;BSA&#8221;) and for the appropriate identification and monitoring of transactions that pose greater than normal risk for compliance with the BSA.</font></div></td></tr> </table> <div style="line-height: 120%; text-align: left; padding-left: 24px; text-indent: -24px; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman"> <tr> <td style="width: 24px"></td> <td></td></tr> <tr> <td style="vertical-align: top"> <div style="line-height: 120%; font-size: 10pt; padding-left: 0px"><font style="font: 10pt inherit">&#8226;</font></div></td> <td style="vertical-align: top"> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">within ninety (90) days of the Order, the Bank Board shall develop, implement and thereafter ensure Bank adherence to an independent, internal audit program sufficient to detect irregularities and weak practices in the Bank's operations; determine the Bank's level of compliance with all applicable laws, rules and regulations; assess and report the effectiveness of policies, procedures, controls and management oversight relating to accounting and financial reporting; evaluate the Bank's adherence to established policies and procedures, with particular emphasis directed to the Bank's adherence to its loan, consumer compliance and BSA policies and procedures; evaluate and document the root causes for exceptions; and establish an annual audit plan using a risk-based approach sufficient to achieve these objectives.</font></div></td></tr> </table> <div style="line-height: 120%; text-align: left; padding-left: 24px; text-indent: -24px; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman"> <tr> <td style="width: 24px"></td> <td></td></tr> <tr> <td style="vertical-align: top"> <div style="line-height: 120%; font-size: 10pt; padding-left: 0px"><font style="font: 10pt inherit">&#8226;</font></div></td> <td style="vertical-align: top"> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">within ninety (90) days of the Order, the Bank Board must develop and implement a comprehensive compliance audit function to include an independent review of all products and services offered by the Bank, including without limitation, a risk-based audit program to test for compliance with consumer protection laws, rules and regulations that include an adequate level of transaction testing; procedures to ensure that exceptions noted in the audit reports are corrected and responded to by the appropriate Bank personnel; and periodic reporting of the results of the consumer compliance audit to the Bank Board or a committee thereof.</font></div></td></tr> </table> <div style="line-height: 120%; text-align: left; padding-left: 24px; text-indent: -24px; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman"> <tr> <td style="width: 24px"></td> <td></td></tr> <tr> <td style="vertical-align: top"> <div style="line-height: 120%; font-size: 10pt; padding-left: 0px"><font style="font: 10pt inherit">&#8226;</font></div></td> <td style="vertical-align: top"> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">the Bank Board shall require and the Bank shall immediately take all necessary steps to correct each violation of law, rule or regulation cited in any ROE, or brought to the Bank Board's or Bank's attention in writing by management, regulators, auditors, loan review or other compliance efforts.</font></div></td></tr> </table> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The Order permits the OCC to extend the time periods under the Order upon written request. Any material failure to comply with the Order could result in further enforcement actions by the OCC. In addition, if the OCC does not accept the capital plan or the Bank fails to achieve and maintain the minimum capital levels, the Order specifically states that the OCC may require the Corporation to sell, merge or liquidate the Bank.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">As a result of the Consent Order, the Bank may not accept, renew or roll over any brokered deposit. This affects the Bank's ability to obtain funding. In addition the Bank may not solicit deposits by offering an effective yield that exceeds by more than 75 basis points the prevailing effective yields on insured deposits of comparable maturity in such institution's normal market area or in the market area in which such deposits are being solicited.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">As of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">June&#160;30, 2012</font><font style="font: 10pt inherit">, when considering deadline extensions granted, the Corporation has been informed by the OCC that it has fully complied with only two of the thirteen articles of the Consent Order. The two articles in full compliance are Article II - Compliance Committee and Article XIII - Internal Audit Program. The remaining articles are in various stages of compliance and management continues to work diligently to achieve full compliance. Refer to the capital section of the Management's Discussion and Analysis of Financial Condition and Results of Operations for further discussion.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">On December 14, 2010, the Corporation entered into a written agreement (the &#8220;FRBNY Agreement&#8221;) with the Federal Reserve Bank of New York (&#8220;FRBNY&#8221;). The following is only a summary of the FRBNY Agreement. Pursuant to the FRBNY Agreement, the Corporation's Board of Directors is to take appropriate steps to utilize fully the Corporation's financial and managerial resources to serve as a source of strength to the Bank, including causing the Bank to comply with the Formal Agreement (now superseded) and any other supervisory action taken by the OCC, such as the Order.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">In the FRBNY Agreement, the Corporation agreed that it would not declare or pay any dividends without prior written approval of the FRBNY and the Director of the Division of Banking Supervision and Regulation of the Board of Governors of the Federal Reserve System (the &#8220;Banking Director&#8221;). It further agreed that it would not take dividends or any other form of payment representing a reduction in capital from the Bank without the FRBNY's prior written approval. The FRBNY Agreement also provides that neither the Corporation nor its nonbank subsidiary will make any distributions of interest, principal or other amounts on subordinated debentures or trust preferred securities without the prior written approval of the FRBNY and the Banking Director.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The FRBNY Agreement further provides that the Corporation shall not incur, increase or guarantee any debt without FRBNY approval. In addition, the Corporation must obtain the prior approval of the FRBNY for the repurchase or redemption of its shares of stock. Additionally, the FRBNY Agreement further provides that in appointing any new director or senior executive officer or changing the responsibilities of any senior executive officer so that the officer would assume a different senior position, the Corporation must notify the Board of Governors of the Federal Reserve System and such board or the FRBNY or the OCC may veto such appointment or change. Finally, the FRBNY Agreement further provides that the Corporation is restricted in making certain severance and indemnification payments. The failure of the Corporation to comply with the FRBNY Agreement could have severe adverse consequences on the Bank and the Corporation.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The Corporation recorded a net loss of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$1,868,000</font><font style="font: 10pt inherit">&#32;in the first </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">six</font><font style="font: 10pt inherit">&#32;months of 2012 compared to a net loss of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$2.7 million</font><font style="font: 10pt inherit">&#32;in the comparable 2011 periods. The reduced net loss was primarily due to a reduction in the provision for loan losses and gains on sales of investment securities and other assets, offset in part by a decline in net interest income. However, we are currently not generating sufficient operating income to cover operating expenses before consideration of the provision for loan losses. These ongoing losses will hamper management's ability to achieve compliance with the required capital ratios.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The decrease in real estate values in the Bank's market, as well as other macroeconomic factors such as unemployment levels, has contributed to the current credit quality issues and the continuing necessity of the Bank to provide for loan loss provisions. Additionally, collateral requirements for municipal deposit letters of credit ("MULOC") issued by the Federal Home Loan Bank have increased. While the Bank and the Corporation are implementing steps to improve their financial performance, there can be no assurance they will be successful. These deteriorating financial results and the failure of the Bank to comply with the OCC's higher mandated capital ratios under the Consent Order, and the actions that the OCC may take as a result thereof, raise substantial doubt about the Corporation's and the Bank's ability to continue as going concerns.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Management has developed a plan to address the compliance matters raised by the OCC and the ability to maintain future financial viability and submitted the plan to the OCC for approval. The plan provides for the addition of new lines of business and strategic growth initiatives, a restructuring of staff where necessary and the preparation and use of investor presentation to assist in a capital raise. We have formed a strategic alliance with a third-party online deposit vendor, which has provided alternative sources of deposits. We are also in the process of a capital raise and are expanding into new lines of business primarily to increase fee income and become less dependent on spread income. However, there can be no assurances that this plan, including the capital raise, can be successfully achieved.</font></div> 0.13 0.09 0.08 224000 1100000 <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">5. Comprehensive income (loss)</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Total comprehensive income (loss) includes net loss and other comprehensive income or loss, which is comprised of unrealized gains and losses on investment securities available for sale, net of taxes. The Corporation's total accumulated other comprehensive income as of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">June&#160;30, 2012</font><font style="font: 10pt inherit">&#32;and </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">June&#160;30, 2011</font><font style="font: 10pt inherit">&#32;was </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$224,000</font><font style="font: 10pt inherit">&#32;and </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$1.1 million</font><font style="font: 10pt inherit">, respectively. The difference between the Corporation's net loss and total comprehensive gain or loss for these periods relates to the change in net unrealized gains and losses on investment securities available for sale during the applicable period of time.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">6. Recent accounting pronouncements</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">ASU No. 2011-04, &#8220;Fair Value Measurements (Topic 820) - Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRS,&#8221; was issued as a result of the effort to develop common fair value measurement and disclosure requirements in U.S. GAAP and International Financial Reporting Standards (&#8220;IFRS&#8221;). While ASU No. 2011-04 is largely consistent with existing fair value measurement principles in U.S. GAAP, it expands the existing disclosure requirements for fair value measurements and clarifies the existing guidance or wording changes to align with IFRS No. 13. Many of the requirements for the amendments in ASU No. 2011-04 do not result in a change in the application of the requirements in Topic 820. ASU No. 2011-04 was effective for all interim and annual periods beginning after December 15, 2011. The adoption of ASU No. 2011-04 did not have a significant impact on the consolidated financial statements.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">ASU No. 2011-05, &#8220;Comprehensive Income (Topic 220) - Presentation of Comprehensive Income,&#8221; requires an entity to present components of comprehensive income either in a single continuous statement of comprehensive income or in two separate but consecutive statements. In the two-statement approach, the first statement should present total net income and its components followed consecutively by a second statement that should present total other comprehensive income, the components of other comprehensive income and the total of comprehensive income. ASU No. 2011-05 must be applied retrospectively and was effective for all interim and annual periods beginning on or after December 15, 2011. The adoption of ASU No. 2011-05 did not have a significant impact on the consolidated financial statements. The Corporation has included separate Consolidated Statements of Comprehensive Income as part of these financial statements.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">7. Investment securities available for sale</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The amortized cost and fair values of investment securities available for sale were as follows:</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; font-size: 10pt"> <div style="padding-left: 0px; text-indent: 0px; line-height: normal; padding-top: 10px"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="13"></td></tr> <tr> <td style="width: 52%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">June&#160;30, 2012</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Amortized</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Cost</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gross</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unrealized</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gains</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gross</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unrealized</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Losses</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Fair</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Value</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">In thousands</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">U.S. Treasury securities and obligations of U.S. government agencies</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">9,733</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">231</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">9,964</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of U.S. government-sponsored entities</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">24,529</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">227</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">62</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">24,694</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of state and political subdivisions</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,318</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">257</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,575</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Mortgage-backed securities</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">52,696</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,570</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">65</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">54,201</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other debt securities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">7,402</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">34</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,948</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">5,488</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Equity securities:</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Marketable securities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">800</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">20</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">780</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Non-marketable securities</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">115</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">115</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px 2px 2px 20px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Federal Reserve Bank and Federal Home Loan Bank stock</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,733</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,733</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Total</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">100,326</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,319</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,095</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">100,550</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> </table></div></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; font-size: 10pt"> <div style="padding-left: 0px; text-indent: 0px; line-height: normal; padding-top: 10px"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="13"></td></tr> <tr> <td style="width: 52%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">December&#160;31, 2011</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Amortized</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Cost</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gross</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unrealized</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gains</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gross</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unrealized</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Losses</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Fair</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Value</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">In thousands</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">U.S. Treasury securities and obligations of U.S. government agencies</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">9,005</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">146</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">9,151</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of U.S. government-sponsored entities</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">12,805</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">233</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">11</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">13,027</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of state and political subdivisions</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,326</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">174</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,500</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Mortgage-backed securities</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">58,373</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,059</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">60,432</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other debt securities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">8,366</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">31</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,190</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,207</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Equity securities:</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Marketable securities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">783</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">19</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">764</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Non-marketable securities</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">115</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">115</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px 2px 2px 20px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Federal Reserve Bank and Federal Home Loan Bank stock</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,862</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,862</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Total</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">94,635</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,643</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,220</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">95,058</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> </table></div></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The amortized cost and the fair value of investment securities available for sale are distributed by contractual maturity without regard to normal amortization, excluding mortgage-backed securities, which will have shorter estimated lives as a result of prepayments of the underlying mortgages.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div><br /> <div style="padding-left: 0px; text-indent: 0px; line-height: normal; padding-top: 10px"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="7"></td></tr> <tr> <td style="width: 76%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">June&#160;30, 2012</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Amortized</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Cost</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Fair</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Value</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">In thousands</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Due after one year but within five years:</font></div></td> <td colspan="3" style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">U.S. Treasury securities and obligations of U.S. government agencies</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">38</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">38</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of U.S. government-sponsored entities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">56</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">56</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Mortgage-backed securities</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">285</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">296</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other debt securities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,000</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">961</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Due after five years but within ten years:</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">U.S. Treasury securities and obligations of U.S. government agencies</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">37</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">37</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of state and political subdivisions</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,673</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,807</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of U.S. government-sponsored entities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">146</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">147</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Mortgage-backed securities</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">327</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">346</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Due after ten years:</font></div></td> <td colspan="3" style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">U.S. Treasury securities and obligations of U.S. government agencies</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">9,658</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">9,889</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of state and political subdivisions</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,645</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,768</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of U.S. government-sponsored entities</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">24,327</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">24,491</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Mortgage-backed securities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">52,084</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">53,559</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other debt securities</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,402</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">4,527</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Total debt securities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">97,678</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">97,922</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Equity securities</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,648</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,628</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Total</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">100,326</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">100,550</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> </table></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Investment securities available for sale that have had continuous unrealized losses as of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">June&#160;30, 2012</font><font style="font: 10pt inherit">&#32;and </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">December&#160;31, 2011</font><font style="font: 10pt inherit">&#32;are set forth below.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; font-size: 10pt"> <div style="padding-left: 0px; text-indent: 0px; line-height: normal; padding-top: 10px"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="19"></td></tr> <tr> <td style="width: 40%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 8pt"><font style="font: 8pt inherit">&#160;</font></div></td> <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Less than 12 Months</font></div></td> <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">12 Months or More</font></div></td> <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Total</font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">June&#160;30, 2012</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Fair</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Value</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px; border-top: #000000 1px solid"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gross</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unrealized Losses</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px; border-top: #000000 1px solid"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Fair</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Value</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px; border-top: #000000 1px solid"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gross</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unrealized Losses</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px; border-top: #000000 1px solid"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Fair</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Value</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px; border-top: #000000 1px solid"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gross</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unrealized Losses</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">In thousands</font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of U.S. government-sponsored entities</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">4,974</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">56</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,703</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,677</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">62</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Mortgage-backed securities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,258</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">65</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,258</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">65</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other debt securities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">4,950</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,948</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">4,950</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,948</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Equity securities</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">800</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">20</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">800</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">20</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Total</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">11,232</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">121</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">7,453</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,974</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">18,685</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,095</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> </table></div></div> <div style="line-height: 120%; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; font-size: 10pt"> <div style="padding-left: 0px; text-indent: 0px; line-height: normal; padding-top: 10px"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="19"></td></tr> <tr> <td style="width: 40%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Less than 12 Months</font></div></td> <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">12 Months or More</font></div></td> <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Total</font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">December&#160;31, 2011</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Fair</font></div> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Value</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gross</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unrealized Losses</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Fair</font></div> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Value</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gross</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unrealized Losses</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Fair</font></div> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Value</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gross</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unrealized Losses</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">In thousands</font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of U.S. government-sponsored entities</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,527</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,824</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">11</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,351</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">11</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other debt securities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">831</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">104</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">4,809</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,086</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">5,640</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,190</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Equity securities</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">783</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">19</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">783</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">19</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Total</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,358</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">104</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">7,416</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,116</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">9,774</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,220</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> </table></div></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The gross unrealized losses set forth above as of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">June&#160;30, 2012</font><font style="font: 10pt inherit">&#32;were attributable primarily to single-issue trust preferred securities (&#8220;TRUPS&#8221;) issued by financial institutions, CDOs collateralized by TRUPS issued by banks and other corporate debt, all of which are included with other debt securities. The fair value of these securities has been negatively impacted by the lack of liquidity in the overall TRUPS and corporate debt markets although all issuers continue to perform. The decline in investment securities with continuing unrealized losses was a result of improved valuations in our other debt securities portfolio.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">During the first </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">six</font><font style="font: 10pt inherit">&#32;months of 2012 and 2011, respectively, we recorded no other-than-temporary-impairment (&#8220;OTTI") charges.</font></div><br /> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The Bank owns a collateralized debt obligation (&#8220;CDO&#8221;) with a book value of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$996,000</font><font style="font: 10pt inherit">&#32;and market value of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$384,000</font><font style="font: 10pt inherit">&#32;on which no impairment losses have been recorded because it is expected that this security will perform in accordance with its original terms and that the book value is fully recoverable based on the investment's payment performance, and our conclusion that the investment will continue to be fully performing and be fully recoverable in accordance with the terms of the agreement. Additional information about the CDO is presented below.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; font-size: 10pt"> <div style="padding-left: 0px; text-indent: 0px; line-height: normal; padding-top: 10px"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="4"></td></tr> <tr> <td style="width: 86%"></td> <td style="width: 1%"></td> <td style="width: 12%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">In thousands</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">June&#160;30, <br />2012</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Par value</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,000</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Book value</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">996</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Fair value</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">384</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Unrealized loss</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">612</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Number of original issuers</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">50</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Number of currently paying banks in issuance</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">34</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Number of defaulting and deferring banks</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">12</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Percentage of remaining banks expected to default or defer payment (annually)</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">0</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Subordination</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">28.20</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-right: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">%</font></div></td></tr> </table></div></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">28.20%</font><font style="font: 10pt inherit">&#32;subordination means that the tranche that we own has excess collateral providing additional collateral support to the tranche. Additionally, the Bank owns a portfolio of six TRUPS with a book value of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$4.4 million</font><font style="font: 10pt inherit">&#32;and a market value of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$3.3 million</font><font style="font: 10pt inherit">. Finally, the Bank also owns two corporate securities with a book value of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$1.9 million</font><font style="font: 10pt inherit">&#32;and a market value of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$1.7 million</font><font style="font: 10pt inherit">&#32;that are rated below investment grade. All values are as of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">June&#160;30, 2012</font><font style="font: 10pt inherit">. None of these securities is considered impaired as they are all fully performing and are expected to continue performing.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Available-for-sale securities in unrealized loss positions are analyzed as part of the Corporation's ongoing assessment of OTTI. When the Corporation intends to sell available-for-sale securities, the Corporation recognizes an impairment loss equal to the full difference between the amortized cost basis and fair value of those securities. When the Corporation does not intend to sell available-for-sale securities in an unrealized loss position, potential OTTI is considered based on a variety of factors, including the length of time and extent to which the fair value has been less than cost; adverse conditions specifically related to the industry, the geographic area or financial condition of the issuer or the underlying collateral of a security; the payment structure of the security; changes to the rating of the security by rating agencies; the volatility of the fair value changes; and changes in fair value of the security after the balance sheet date. For debt securities, the Corporation estimates cash flows over the remaining lives of the underlying collateral to assess whether credit losses exist and to determine if any adverse changes in cash flows have occurred. The Corporation's cash flow estimates take into account expectations of relevant market and economic data as of the end of the reporting period.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other factors considered in determining whether a loss is temporary include the length of time and the extent to which fair value has been below cost; the severity of the impairment; the cause of the impairment; the financial condition and near-term prospects of the issuer; activity in the market of the issuer which may indicate adverse credit conditions; and the forecasted recovery period using current estimates of volatility in market interest rate (including liquidity and risk premiums).</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Management's assertion regarding its intent not to sell or that it is not more likely than not that the Corporation will be required to sell the security before its anticipated recovery considers a number of factors, including a quantitative estimate of the expected recovery period (which may extend to maturity), and management's intended strategy with respect to the identified security or portfolio. If management does have the intent to sell or believes it is more likely than not that the Corporation will be required to sell the security before its anticipated recovery, the gross unrealized loss is charged directly to earnings in the Consolidated Statements of Operations.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">As of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">June&#160;30, 2012</font><font style="font: 10pt inherit">, the Corporation does not intend to sell the securities with an unrealized loss position in accumulated other comprehensive loss (&#8220;AOCL&#8221;), and it is not more likely than not that the Corporation will be required to sell these securities before recovery of their amortized cost basis. The Corporation believes that the securities with an unrealized loss in AOCL are not other than temporarily impaired as of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">June&#160;30, 2012</font><font style="font: 10pt inherit">.</font></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="13"></td></tr> <tr> <td style="width: 52%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">June&#160;30, 2012</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Amortized</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Cost</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gross</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unrealized</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gains</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gross</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unrealized</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Losses</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Fair</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Value</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">In thousands</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">U.S. Treasury securities and obligations of U.S. government agencies</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">9,733</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">231</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">9,964</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of U.S. government-sponsored entities</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">24,529</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">227</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">62</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">24,694</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of state and political subdivisions</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,318</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">257</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,575</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Mortgage-backed securities</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">52,696</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,570</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">65</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">54,201</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other debt securities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">7,402</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">34</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,948</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">5,488</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Equity securities:</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Marketable securities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">800</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">20</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">780</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Non-marketable securities</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">115</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">115</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px 2px 2px 20px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Federal Reserve Bank and Federal Home Loan Bank stock</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,733</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,733</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Total</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">100,326</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,319</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,095</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">100,550</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> </table> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; font-size: 10pt"> <div style="padding-left: 0px; text-indent: 0px; line-height: normal; padding-top: 10px"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="13"></td></tr> <tr> <td style="width: 52%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">December&#160;31, 2011</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Amortized</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Cost</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gross</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unrealized</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gains</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gross</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unrealized</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Losses</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Fair</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Value</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">In thousands</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">U.S. Treasury securities and obligations of U.S. government agencies</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">9,005</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">146</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">9,151</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of U.S. government-sponsored entities</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">12,805</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">233</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">11</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">13,027</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of state and political subdivisions</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,326</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">174</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,500</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Mortgage-backed securities</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">58,373</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,059</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">60,432</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other debt securities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">8,366</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">31</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,190</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,207</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Equity securities:</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Marketable securities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">783</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">19</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">764</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Non-marketable securities</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">115</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">115</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px 2px 2px 20px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Federal Reserve Bank and Federal Home Loan Bank stock</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,862</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,862</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Total</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">94,635</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,643</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,220</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">95,058</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> </table></div></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="7"></td></tr> <tr> <td style="width: 76%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">June&#160;30, 2012</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Amortized</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Cost</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Fair</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Value</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">In thousands</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Due after one year but within five years:</font></div></td> <td colspan="3" style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">U.S. Treasury securities and obligations of U.S. government agencies</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">38</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">38</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of U.S. government-sponsored entities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">56</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">56</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Mortgage-backed securities</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">285</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">296</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other debt securities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,000</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">961</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Due after five years but within ten years:</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">U.S. Treasury securities and obligations of U.S. government agencies</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">37</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">37</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of state and political subdivisions</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,673</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,807</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of U.S. government-sponsored entities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">146</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">147</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Mortgage-backed securities</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">327</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">346</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Due after ten years:</font></div></td> <td colspan="3" style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">U.S. Treasury securities and obligations of U.S. government agencies</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">9,658</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">9,889</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of state and political subdivisions</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,645</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,768</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of U.S. government-sponsored entities</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">24,327</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">24,491</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Mortgage-backed securities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">52,084</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">53,559</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other debt securities</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,402</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">4,527</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Total debt securities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">97,678</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">97,922</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Equity securities</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,648</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,628</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Total</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">100,326</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">100,550</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> </table> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; font-size: 10pt"> <div style="padding-left: 0px; text-indent: 0px; line-height: normal; padding-top: 10px"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="19"></td></tr> <tr> <td style="width: 40%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 8pt"><font style="font: 8pt inherit">&#160;</font></div></td> <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Less than 12 Months</font></div></td> <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">12 Months or More</font></div></td> <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Total</font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">June&#160;30, 2012</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Fair</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Value</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px; border-top: #000000 1px solid"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gross</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unrealized Losses</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px; border-top: #000000 1px solid"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Fair</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Value</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px; border-top: #000000 1px solid"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gross</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unrealized Losses</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px; border-top: #000000 1px solid"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Fair</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Value</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px; border-top: #000000 1px solid"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gross</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unrealized Losses</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">In thousands</font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of U.S. government-sponsored entities</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">4,974</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">56</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,703</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,677</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">62</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Mortgage-backed securities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,258</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">65</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,258</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">65</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other debt securities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">4,950</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,948</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">4,950</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,948</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Equity securities</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">800</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">20</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">800</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">20</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Total</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">11,232</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">121</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">7,453</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,974</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">18,685</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,095</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> </table></div></div> <div style="line-height: 120%; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; font-size: 10pt"> <div style="padding-left: 0px; text-indent: 0px; line-height: normal; padding-top: 10px"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="19"></td></tr> <tr> <td style="width: 40%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Less than 12 Months</font></div></td> <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">12 Months or More</font></div></td> <td colspan="6" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Total</font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">December&#160;31, 2011</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Fair</font></div> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Value</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gross</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unrealized Losses</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Fair</font></div> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Value</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gross</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unrealized Losses</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Fair</font></div> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit; text-align: center">Value</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Gross</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unrealized Losses</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">In thousands</font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Obligations of U.S. government-sponsored entities</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,527</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,824</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">11</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,351</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">11</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other debt securities</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">831</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">104</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">4,809</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,086</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">5,640</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,190</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Equity securities</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">783</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">19</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">783</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">19</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Total</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,358</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">104</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">7,416</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,116</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">9,774</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,220</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> </table></div></div> 384000 9964000 9151000 100550000 95058000 9964000 9151000 24694000 13027000 3575000 3500000 54201000 60432000 5488000 6207000 9964000 9151000 90202000 85495000 384000 412000 24694000 13027000 3575000 3500000 54201000 60432000 5104000 5795000 384000 412000 996000 4400000 1900000 1000000 50 12 34 0 0.2820 3300000 1700000 6 2 <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">8. Investment securities held to maturity</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The Bank transferred its entire held-to-maturity (&#8220;HTM&#8221;) portfolio to available for sale (&#8220;AFS&#8221;) in March 2010. This transfer was made in conjunction with a deleveraging program to reduce total asset levels and improve capital ratios. As a result, purchases of securities were not able to be classified as HTM through March 2012. At </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">June&#160;30, 2012</font><font style="font: 10pt inherit">, the company did not have any HTM investments.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">9. Loans</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Loans, net of unearned discount and net deferred origination fees and costs, were as follows:</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; font-size: 10pt"> <div style="padding-left: 0px; text-indent: 0px; line-height: normal; padding-top: 10px"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="7"></td></tr> <tr> <td style="width: 76%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">(In thousands)</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">June 30,</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">2012</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">December 31,</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">2011</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Commercial</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">23,951</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">26,516</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Real estate</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">170,383</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">181,531</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Installment</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">609</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">720</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Total loans</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">194,943</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">208,767</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Less: Unearned income</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">75</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">52</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Loans</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">194,868</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">208,715</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> </table></div></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The Corporation categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. For non-homogeneous loans, such as commercial and industrial and commercial real estate loans, the Corporation analyzes the loans individually by classifying the loans as to credit risk and assesses the probability of collection for each type of class. The Corporation uses the following definitions for risk ratings:</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: bold 10pt inherit">Pass &#8211; </font><font style="font: 10pt inherit">Pass assets are well protected by the current net worth and paying capacity of the obligor (or guarantors, if any) or by the fair value, less cost to acquire and sell, of any underlying collateral in a timely manner.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: bold 10pt inherit">Special Mention &#8211; </font><font style="font: 10pt inherit">A special mention asset has potential weaknesses that deserve management&#8217;s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the institution&#8217;s credit position at some future date. Special mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: bold 10pt inherit">Substandard &#8211;</font><font style="font: 10pt inherit">&#32;A substandard asset is inadequately protected by the current sound worth and paying capacity of the obligor or by the collateral pledged, if any. Assets so classified must have a well-defined weakness, or weaknesses, that jeopardizes the liquidation of the debt. They are characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: bold 10pt inherit">Doubtful &#8211; </font><font style="font: 10pt inherit">An asset classified doubtful has all the weaknesses inherent in one classified substandard with the added characteristic that the weaknesses make collection or liquidation in full questionable and improbable on the basis of currently known facts, conditions and values.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: bold 10pt inherit">Loss &#8211; </font><font style="font: 10pt inherit">An asset or portion thereof, classified loss is considered uncollectible and of such little value that its continuance on the institution&#8217;s books as an asset, without establishment of a specific valuation allowance or charge-off, is not warranted. This classification does not necessarily mean that an asset has no recovery or salvage value; but rather, there is significant doubt about whether, how much or when the recovery will occur. As such, it is not practical or desirable to defer the write-off.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">As of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">June&#160;30, 2012</font><font style="font: 10pt inherit">, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div><br /> <br /> <div style="line-height: 120%; font-size: 10pt"> <div style="padding-left: 0px; text-indent: 0px; line-height: normal; padding-top: 10px"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="19"></td></tr> <tr> <td style="width: 40%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">June&#160;30, 2012</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Special</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Mention</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">(In thousands)</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Pass</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Substandard</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Doubtful</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Loss</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Total</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Commercial loans</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">20,340</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,124</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,436</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">51</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">23,951</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Real estate loans</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Church</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">29,259</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">5,865</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">20,175</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">528</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">55,827</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Construction - other than third-party originated</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,104</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">7,932</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">10,036</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Construction - third-party originated</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,692</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,047</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">7,739</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Multifamily</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">8,655</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,844</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">273</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">10,772</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">41,724</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,534</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">17,167</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">435</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">62,860</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Residential</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">20,383</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">158</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,608</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">23,149</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Installment</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">592</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">15</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">609</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">123,057</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">10,683</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">58,869</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,334</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">194,943</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> </table></div></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; font-size: 10pt"> <div style="padding-left: 0px; text-indent: 0px; line-height: normal; padding-top: 10px"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="19"></td></tr> <tr> <td style="width: 40%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">December&#160;31, 2011</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Special</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Mention</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">(In thousands)</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Pass</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Substandard</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Doubtful</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Loss</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Total</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Commercial loans</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">23,560</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,084</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,656</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">216</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">26,516</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Real estate loans</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Church</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">30,133</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">7,105</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">20,220</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">57,458</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Construction - other than third-party originated</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,115</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">7,333</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">10,448</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Construction - third-party originated</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,990</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,047</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">8,037</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Multifamily</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">10,594</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">66</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,673</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">273</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">12,606</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">41,903</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,907</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">19,878</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">958</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">69,646</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Residential</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">20,359</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,977</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">23,336</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Installment</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">718</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">720</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">130,382</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">15,163</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">60,728</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,494</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">208,767</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> </table></div></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The following tables present the aging of the recorded investment in past due loans.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; font-size: 10pt"> <div style="padding-left: 0px; text-indent: 0px; line-height: normal; padding-top: 10px"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="22"></td></tr> <tr> <td style="width: 37%"></td> <td style="width: 1%"></td> <td style="width: 7%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 7%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 7%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 7%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 7%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 7%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 7%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">June&#160;30, 2012</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">30-60</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Days</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">60-90</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Days</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">More than</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">90 Days</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Total Past Due</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">(In thousands)</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">0-30 Days</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Current</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Total</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Commercial loans</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">441</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">846</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,283</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,761</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">8,331</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">15,620</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">23,951</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Real estate loans</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Church</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">189</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">4,514</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">4,798</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">7,686</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">17,187</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">38,640</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">55,827</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Construction - other than third-party originated</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,163</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,769</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">7,932</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,104</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">10,036</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Construction - third-party originated</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,764</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,764</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">975</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">7,739</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Multifamily</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,594</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">63</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,541</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">4,198</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,574</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">10,772</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,475</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,693</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">915</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">9,494</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">15,577</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">47,283</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">62,860</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Residential</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,931</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">605</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,484</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">5,020</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">18,129</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">23,149</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Installment</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">15</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">19</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">590</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">609</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">4,036</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">13,418</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">9,060</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">38,514</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">65,028</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">129,915</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">194,943</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> </table></div></div><br /> <br /> <div style="line-height: 120%; font-size: 10pt"> <div style="padding-left: 0px; text-indent: 0px; line-height: normal; padding-top: 10px"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="22"></td></tr> <tr> <td style="width: 37%"></td> <td style="width: 1%"></td> <td style="width: 7%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 7%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 7%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 7%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 7%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 7%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 7%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">December&#160;31, 2011</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">30-60</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Days</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">60-90</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Days</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">More than</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">90 Days</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Total Past Due</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">(In thousands)</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">0-30 Days</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Current</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Total</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Commercial loans</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">177</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,743</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">784</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,248</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">4,952</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">21,564</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">26,516</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Real estate loans</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Church</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">8,127</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">8,694</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,478</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">23,299</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">34,159</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">57,458</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Construction - other than third-party originated</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">437</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,157</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,594</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,854</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">10,448</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Construction - third-party originated</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">108</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">7,929</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">8,037</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">8,037</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Multifamily</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">106</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">608</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,404</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,118</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">10,488</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">12,606</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,986</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,632</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,837</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">9,639</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">17,094</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">52,552</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">69,646</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Residential</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">89</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,299</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,557</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,945</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">19,391</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">23,336</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Installment</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">16</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">20</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">700</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">720</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,376</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">13,345</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">13,924</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">36,414</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">66,059</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">142,708</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">208,767</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> </table></div></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The following tables present the recorded investment in impaired loans by class of loans.</font></div> <div style="line-height: 120%; font-size: 10pt"> <div style="padding-left: 0px; text-indent: 0px; line-height: normal; padding-top: 10px"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="10"></td></tr> <tr> <td style="width: 70%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">June&#160;30, 2012</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Recorded</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Investment</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unpaid</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Principal</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Balance</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Related</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Allowance</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">In thousands</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Commercial loans</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,212</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,233</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">226</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Real estate loans</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Church</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">9,774</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">10,391</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">545</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Construction - other than third-party originated</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,687</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">8,180</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Construction - third-party originated</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">7,739</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">10,557</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Multifamily</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,461</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,308</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">12,513</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">14,253</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">64</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Residential</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,403</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,462</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">41,789</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">49,384</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">835</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> </table></div></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; font-size: 10pt"> <div style="padding-left: 0px; text-indent: 0px; line-height: normal; padding-top: 10px"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="10"></td></tr> <tr> <td style="width: 70%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 8%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">December&#160;31, 2011</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Recorded</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Investment</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Unpaid</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Principal</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Balance</font></div></td> <td colspan="3" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Related</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">Allowance</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">In thousands</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Commercial loans</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">363</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">463</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">216</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Real estate loans</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Church</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">9,586</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">9,973</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">545</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Construction - other than third-party originated</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,070</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">7,509</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">311</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Construction - third-party originated</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">8,037</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">10,815</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">346</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Multifamily</font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,308</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,951</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">&#8212;</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other</font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">15,027</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">16,265</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">65</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Residential</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,583</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,266</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">38</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">42,974</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">49,242</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,521</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> </table></div></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Nonperforming loans include loans that are contractually past due 90 days or more for which interest income is still being accrued, and non-accrual loans. Nonperforming loans were as follows:</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; font-size: 10pt"> <div style="padding-left: 0px; text-indent: 0px; line-height: normal; padding-top: 10px"> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="7"></td></tr> <tr> <td style="width: 76%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 10%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">In thousands</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">June 30,</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">2012</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">December 31,</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: 10pt inherit">2011</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Non-accrual loans</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">41,428</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">42,008</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Loans with interest or principal 90 days or more past due and still accruing</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,123</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,218</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Total nonperforming loans</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">42,551</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">44,226</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> </table></div></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div><br /> <br /> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Nonperforming assets are generally secured by small commercial real estate properties, including church loans, which are secured by traditional and non-traditional church buildings.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">At </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">June&#160;30, 2012</font><font style="font: 10pt inherit">, there were no commitments to lend additional funds to borrowers for loans that were on non-accrual or contractually past due in excess of 90 days and still accruing interest, or to borrowers whose loans have been restructured. A majority of the Bank&#8217;s portfolio is concentrated in the New York City metropolitan area and is secured by commercial properties. The borrowers&#8217; abilities to repay their obligations are dependent upon various factors including the borrowers&#8217; income, net worth, cash flows generated by the underlying collateral, the value of the underlying collateral and priority of the Bank&#8217;s lien on the related property. Such factors are dependent upon various economic conditions and individual circumstances beyond the Bank&#8217;s control. Accordingly, the Bank may be subject to risk of credit losses.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Impaired loans totaled </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$41.8 million</font><font style="font: 10pt inherit">&#32;at </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">June&#160;30, 2012</font><font style="font: 10pt inherit">, compared to </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$43.0 million</font><font style="font: 10pt inherit">&#32;at </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">December&#160;31, 2011</font><font style="font: 10pt inherit">. The related allocation of the allowance for loan losses amounted to </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$835,000</font><font style="font: 10pt inherit">&#32;and </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$1.5 million</font><font style="font: 10pt inherit">&#32;at </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">June&#160;30, 2012</font><font style="font: 10pt inherit">&#32;and </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">December&#160;31, 2011</font><font style="font: 10pt inherit">, respectively. Charge-offs of impaired loans in the first </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">six</font><font style="font: 10pt inherit">&#32;months of 2012 totaled </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$1.9 million</font><font style="font: 10pt inherit">, while </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$38.1 million</font><font style="font: 10pt inherit">&#32;of impaired loans have no allowance allocated to them as sufficient collateral exists.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The average balance of impaired loans in the </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">second</font><font style="font: 10pt inherit">&#32;quarter and the first half of 2012 was </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$42.3 million</font><font style="font: 10pt inherit">&#32;and </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$42.4 million</font><font style="font: 10pt inherit">, respectively, compared to </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$38.5 million</font><font style="font: 10pt inherit">&#32;and </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$36.8 million</font><font style="font: 10pt inherit">&#32;in the similar periods in 2011. Most of the impaired loans are secured by small commercial real estate properties. There was </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">no</font><font style="font: 10pt inherit">&#32;interest income recognized on impaired loans in the first half of 2012 or 2011. </font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Included in impaired loans are loans to churches totaling </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$10.4 million</font><font style="font: 10pt inherit">&#32;with a related allowance of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$545,000</font><font style="font: 10pt inherit">. Additionally, impaired loans include </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$7.7 million</font><font style="font: 10pt inherit">&#32;of construction loan participations acquired from a third-party lender with no related allowance.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">We may extend, restructure or otherwise modify the terms of existing loans on a case-by-case basis to remain competitive or to assist other customers who may be experiencing financial difficulty. If a concession has been made to a borrower experiencing financial difficulty, the loan is then classified as a troubled debt restructuring (&#8220;TDR&#8221;). The majority of concessions made for TDRs involve lowering the monthly payments on the loans either through a reduction in the interest rate below a market rate, an extension of the term of the loan or a combination of the two methods. They seldom result in the forgiveness of principal or accrued interest; in addition, we attempt to obtain additional collateral or guarantees when modifying such loans. If the borrower demonstrates the ability to perform under the restructured terms, the loan will be returned to accrual status. Non-accrual restructured loans may be returned to accrual status when there has been a sustained period of repayment performance (generally six consecutive months of payments) and both principal and interest are considered collectible.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">As a result of the adoption of ASU 2011-02, the Bank reassessed all loan restructurings that occurred on or after January 1, 2011 for potential identification as TDRs and has concluded that the adoption of ASU 2011-02 did not materially impact the number of TDRs or the specific reserves for such loans included in our allowance for loan losses.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Troubled debt restructured loans (&#8220;TDRs&#8221;) totaled </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$5.2 million</font><font style="font: 10pt inherit">, with a related allowance of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$81,000</font><font style="font: 10pt inherit">&#32;at </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">June&#160;30, 2012</font><font style="font: 10pt inherit">&#32;and included seven borrowers. TDRs to five borrowers amounting to </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">$3.8 million</font><font style="font: 10pt inherit">&#32;were accruing at </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">June&#160;30, 2012</font><font style="font: 10pt inherit">. The remaining two loans continue to be on non-accrual status due to delinquent payments. All TDRs are included in the balance of impaired loans.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The Corporation did not have any loans modified as TDRs during the first </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">six</font><font style="font: 10pt inherit">&#32;months of 2012.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit">The following tables present loans by loan class modified as TDRs as of </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">June&#160;30, 2012</font><font style="font: 10pt inherit">. The pre-modification and post-modification outstanding recorded investments disclosed in the tables below represent carrying amounts immediately prior to the modification and at </font><font style="font: 10pt inherit; color: #000000; text-decoration: none">June&#160;30, 2012</font><font style="font: 10pt inherit">, respectively. There were no charge-offs resulting from loans modified as TDRs during the first six months of 2012.</font></div> <div style="line-height: 120%; text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div> <div style="line-height: 120%; font-size: 10pt"></div> <div style="padding-left: 0px; text-indent: 0px; line-height: normal; padding-top: 10px"></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="9"></td></tr> <tr> <td style="width: 60%"></td> <td style="width: 13%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 11%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 11%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 7pt"><font style="font: 7pt inherit">&#160;</font></div></td> <td colspan="8" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: bold 10pt inherit">At June 30, 2012</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: bold 10pt inherit">Troubled Debt Restructurings (in thousands)</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: bold 10pt inherit">Number&#160;of</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: bold 10pt inherit">Contracts</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: bold 10pt inherit">Pre-Modification</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: bold 10pt inherit">Outstanding</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: bold 10pt inherit">Post-Modification</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: bold 10pt inherit">Outstanding</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Churches</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,100</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,532</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Commercial real estate:</font></div></td> <td colspan="2" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,225</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,883</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Total commercial real estate</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">5</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">6,325</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">4,415</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Residential mortgage</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">939</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">743</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Total</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">8</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">7,264</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">5,158</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 3px double; border-top: #000000 1px solid"></td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman; width: 100%; border-collapse: collapse; text-align: left"> <tr> <td colspan="9"></td></tr> <tr> <td style="width: 60%"></td> <td style="width: 13%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 11%"></td> <td style="width: 1%"></td> <td style="width: 1%"></td> <td style="width: 11%"></td> <td style="width: 1%"></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 7pt"><font style="font: 7pt inherit">&#160;</font></div></td> <td colspan="8" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: bold 10pt inherit">At June 30, 2012</font></div></td></tr> <tr> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: bold 10pt inherit">Troubled Debt Restructurings (in thousands)</font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: bold 10pt inherit">Number&#160;of</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: bold 10pt inherit">Contracts</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: bold 10pt inherit">Pre-Modification</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: bold 10pt inherit">Outstanding</font></div></td> <td colspan="3" style="vertical-align: bottom; border-bottom: #000000 1px solid; padding: 2px"> <div style="text-align: center; font-size: 10pt"><font style="font: bold 10pt inherit">Post-Modification</font></div> <div style="text-align: center; font-size: 10pt"><font style="font: bold 10pt inherit">Outstanding</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Churches</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,100</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">$</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; padding-top: 2px; padding-bottom: 2px; border-top: #000000 1px solid"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2,532</font></div></td> <td style="vertical-align: bottom; background-color: #cceeff; border-top: #000000 1px solid"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Commercial real estate:</font></div></td> <td colspan="2" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td> <td colspan="3" style="vertical-align: bottom; padding: 2px"> <div style="overflow: hidden; font-size: 10pt"><font style="font: 10pt inherit">&#160;</font></div></td></tr> <tr> <td style="vertical-align: bottom; background-color: #cceeff; padding: 2px 2px 2px 20px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Other</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">2</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">3,225</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">1,883</font></div></td> <td style="vertical-align: bottom; border-bottom: #000000 1px solid; background-color: #cceeff"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td></tr> <tr> <td style="vertical-align: bottom; padding: 2px"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit">Total commercial real estate</font></div></td> <td style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-align: right; font-size: 10pt"><font style="font: 10pt inherit">5</font></div></td> <td style="vertical-align: bottom"> <div style="text-align: left; font-size: 10pt"><font style="font: 10pt inherit"><br /></font></div></td> <td colspan="2" style="vertical-align: bottom; padding-left: 2px; padding-top: 2px; padding-bottom: 2px"> <div style="text-