Minimum opening deposit of $500.00 is required.

This account is subject to service charges based on an account analysis. The account analysis provides an earnings credit of 90% of the average collected balance times the average weekly 90-day auctioned.

Monthly statements with check images are provided.

T-bill discount rate for the prior month minus .50%.

If the monthly service charges exceed the monthly earnings credit, then a service charge will be applied only for the difference.